International

Across the globe, electronic payments are showing extraordinary growth driven in large part by the modernization of financial infrastructures, new lending opportunities, and improvements in risk management capabilities. At the same time, the continued trend towards greater regulatory intervention (e.g., SEPA, Base II, interchange pressures) are having a dramatic impact on investment and profitability throughout the industry. However, the global payments landscape reveals marked difference between countries. Important differences are visible in the stage of market development, accessibility of credit, operating infrastructure, payment preferences, cardholder behavior, and industry economics, along with other important factors that create both challenges and opportunities for payments companies.

Since our inception, First Annapolis has been helping U.S. and international clients succeed in a dynamic, highly competitive global payments market. When working with clients in different geographic regions, First Annapolis recognizes that what works in one market may not necessarily be appropriate for another. Accordingly, our advisory approach blends industry expertise, international experience and local market considerations to deliver solutions that are relevant within each clients market and competitive context.

First Annapolis serves the needs of its international clients on a full range of management consulting and mergers & acquisitions advisory services. We have provided consultancy and financial advisory support to credit card issuers, acquirers, card associations, retailers and other payment providers in a range of markets across North America, Europe, Central & South America and Asia. Since 2003, we have maintained an established European presence in Barcelona, Spain.